International Journal of Multidisciplinary Research of Higher Education (IJMURHICA)

The Influence of Risk Perception, Trust, Ease of Use, and Benefits on the Decision to Use QRIS in Agricultural Commodity Purchases

Priambudi Firman Fajari, Juwarin Pancawati, Aris Supriyo Wibowo — Mon, 12 Jan 2026 00:00:00 +0000

The rapid expansion of digital payment systems in Indonesia has positioned QRIS (Quick Response Code Indonesian Standard) as a strategic instrument to accelerate financial inclusion, particularly in traditional markets. However, consumer adoption remains uneven, requiring deeper investigation into the behavioral factors that shape household decision-making. This study aims to examine the influence of perceived risk, trust, perceived ease of use, and perceived benefits on household consumers’ decisions to adopt QRIS in the context of traditional market transactions. Data were collected from household consumers at Pasar Anyar, Tangerang, using a structured questionnaire. The responses were analyzed with SPSS to test the significance of the proposed variables in influencing QRIS adoption decisions. The findings reveal that trust and perceived benefits significantly affect consumers’ decisions to use QRIS, while perceived risk and ease of use show no meaningful impact. Among the variables, perceived benefits emerge as the most dominant factor, as consumers value transaction speed and improved expenditure management. Trust also plays a critical role, reflecting the necessity of security assurance before shifting from cash-based payments. The study highlights that strengthening consumer trust and emphasizing tangible benefits are essential to enhance QRIS adoption in traditional markets. Policy recommendations include targeted consumer education, merchant incentives, and sustainable payment infrastructure to ensure smooth and secure digital transactions.

Economic Order Quantity as a Quantitative Approach for Transaction Optimization in Community Economic Systems

Bunga Berlian, Yeni Budiawati, Johan Setiawan, Setiawan Sariyoga — Mon, 12 Jan 2026 00:00:00 +0000

Small and Medium Enterprises (SMEs) in the food processing sector often face challenges in managing raw material inventories efficiently, which can affect operational sustainability. This study aims to analyze inventory control of sweet potato procurement in a local SME producing processed food. Data were collected through interviews with three key informants (owner, production supervisor, and procurement staff), direct observation of raw material handling, and documentation of purchasing records, complemented by literature review. A descriptive quantitative approach was applied using calculations of Safety Stock, Minimum and Maximum Inventory Levels, Reorder Point, and Economic Order Quantity (EOQ). Results indicate that the optimal inventory range lies between 5,160 kg (minimum) and 6,420 kg (maximum). The EOQ method suggests an ideal order size of 732.04 kg per cycle, reducing annual inventory costs to IDR 464,787, which is lower than conventional ordering practices. Efficiency of inventory control was recorded at 10.19%, highlighting the need for structured methods to improve effectiveness. The findings demonstrate that systematic inventory management can minimize storage and ordering costs, prevent shortages or excess stock, and enhance operational efficiency. This research contributes to strengthening inventory management practices in SMEs engaged in local food processing.

Transformational Female Leadership as a Strategic Factor in Enhancing Educational Quality in Pesantren

Intan Istiqomah, Ahmad Azkal Azkiya — Mon, 12 Jan 2026 00:00:00 +0000

Leadership in Islamic boarding schools (pesantren) has historically been dominated by men, yet the rise of female leadership introduces new perspectives on educational management and quality assurance. This study critically examines the forms, characteristics, and strategies of female leadership in a traditional Islamic boarding school in East Java and evaluates its impact on educational quality. Employing a qualitative case study, data were collected through observation, interviews with female administrators, teachers, musyrifah, abdi ndalem, and dormitory supervisors, as well as documentation, and analyzed using Miles and Huberman’s interactive model. Findings reveal that female leadership is marked by transformational, participatory, meticulous, and guidance-oriented practices, with strategies such as strict supervision, collaborative communication, emotional support, and student-centered innovations. These approaches strengthen discipline, enhance learning quality, foster a harmonious dormitory environment, and reinforce religious and character education. The study concludes that female leadership is a strategic driver of educational quality in Islamic boarding schools and provides a replicable model for policymakers, educators, and researchers seeking to advance gender-inclusive leadership in Islamic education.

System Dynamics Modeling of Sustainability, Animal Welfare, and Certification in the Luwak Coffee Industry

Pramadya Ramdhana, Ivonne Ayesha — Mon, 12 Jan 2026 00:00:00 +0000

Luwak coffee, globally recognized yet ethically contested, represents one of Indonesia’s most distinctive and high-value commodities. Despite its reputation, production remains small-scale and constrained by sustainability challenges, animal welfare concerns, and supply chain inefficiencies. This study aims to analyze the structure and behavior of the civet coffee production system using a system dynamics approach. Causal loop diagrams and stock–flow models were constructed to simulate policy scenarios across population dynamics, animal health, coffee cherry availability, certification, and market reputation. The results indicate that civet population growth is positively influenced by improved health and reduced mortality, while stress levels decline under enhanced welfare practices. Certification and reputation emerge as reinforcing drivers of market acceptance but remain highly vulnerable to negative publicity regarding animal welfare. Scenario analysis demonstrates that sustainable habitat management, investment in certification, and ethical compliance not only strengthen green bean stocks but also enhance long-term production resilience. Conversely, stagnant sales trends highlight that production capacity alone is insufficient without consumer trust and reputational legitimacy. These findings imply that integrating welfare-based management, ecological sustainability, and certification-driven reputation building is essential to ensure the long-term viability and competitiveness of the civet coffee industry.

Parental Socioeconomic Status and Early Childhood Self-Confidence: A Correlational Study

Mona Yulia Zulfa, Suci Nadiati Rahma — Mon, 12 Jan 2026 00:00:00 +0000

Self-confidence is one of the essential psychological attributes that supports children’s social and academic development in early childhood education. Family background, particularly parents’ socioeconomic status, is often considered a determining factor in shaping children’s self-perception and confidence. This study aims to examine the relationship between parents’ socioeconomic status and the self-confidence of early childhood students. A quantitative research method with a descriptive correlational approach was employed. The participants consisted of ten early childhood students from one educational institution. Data were collected through validated questionnaires and teacher reports, then analyzed using correlation techniques with SPSS 26. The findings revealed a significant relationship between parents’ socioeconomic status and children’s self-confidence (p < 0.05). These results highlight that socioeconomic conditions play a crucial role in fostering children’s psychological growth, particularly their confidence in learning and social interaction. The study provides practical implications for educators and policymakers to design interventions that strengthen self-confidence among children from diverse socioeconomic backgrounds, while also offering a foundation for future research in early childhood education.

Integrated Marketing Communication Strategies through the Pentahelix Model for Tourism Village Development

Ayu Astutika Lestari, Supriyono Supriyono, Sutono Sutono — Mon, 12 Jan 2026 00:00:00 +0000

This study explores integrated marketing communication strategies for tourism village development by employing the Pentahelix model as an analytical framework. The research addresses challenges of limited stakeholder synergy and weak integration of marketing strategies. The objectives are to examine the roles of Pentahelix stakeholders—government, academia, community, business, and media—in shaping tourism communication; to identify internal and external factors influencing the effectiveness of marketing communication; and to formulate strategies for sustainable and competitive growth. A qualitative approach was adopted, utilizing in-depth interviews, participatory observation, documentation, and SWOT analysis. Findings reveal that stakeholder collaboration has established a moderately effective communication ecosystem, with the government acting as facilitator, academia as innovator, community as primary driver, business as economic enabler, and media as promotional catalyst. Nevertheless, challenges persist in coordination, human resource capacity, and fragmented information systems. SWOT analysis positions tourism villages in a strategic quadrant for aggressive growth. Recommended strategies include optimizing digital promotion, strengthening inter-village collaboration, fostering private sector partnerships, and enhancing marketing capacity and integrated information systems. This research contributes to the literature on tourism communication and provides practical guidance for tourism village managers in designing effective and sustainable marketing communication strategies.

TPB–DOI Model of Sustainable Palm Oil Adoption in Indonesia

Nugra Irianta Denashurya — Mon, 12 Jan 2026 00:00:00 +0000

The palm oil industry plays a pivotal role in Indonesia’s economy and contributes to achieving the United Nations Sustainable Development Goals (SDGs). However, concerns regarding economic, environmental, and social sustainability highlight the urgent need to promote sustainable agricultural practices. This study examines potential challenges in implementing the Indonesian Sustainable Palm Oil (ISPO) certification system in 2025 and develops a comprehensive adoption model by integrating Ajzen’s Theory of Planned Behavior (TPB) and Rogers’ Diffusion of Innovation (DOI). The model incorporates eight factors: attitude, subjective norms, perceived behavioral control, relative advantage, compatibility, complexity, trialability, and observability. Structured questionnaires were administered to 300 independent smallholder palm oil farmers in West Kalimantan, Indonesia, and the data were analyzed using structural equation modeling (SEM). The findings confirm that attitude, subjective norms, perceived behavioral control, relative advantage, compatibility, and trialability positively and significantly influence the adoption of sustainable farming practices, while complexity exerts a significant negative effect. Observability showed no significant impact. These results provide valuable insights for policymakers and practitioners to design targeted strategies, programs, and policies that strengthen social norms, enhance perceived behavioral control, and emphasize the relative advantage and compatibility of sustainable practices. By fostering voluntary adoption among independent smallholders, the successful implementation of ISPO can be ensured, benefiting both farmers and the environment.

Navigating Technological Turbulence: A Systematic Review on SMEs’ Digital Capabilities and Market Performance

Mon, 12 Jan 2026 00:00:00 +0000

The acceleration of digital transformation has created technological turbulence that challenges the sustainability of Small and Medium Enterprises. This systematic review aims to analyze how digital literacy, digital situational perception, self-efficacy, and organizational innovation collectively influence market performance under conditions of technological turbulence. Employing the PRISMA 2020 methodology, the study synthesizes evidence from 15 high-quality empirical studies. Findings reveal that digital literacy and digital situational perception serve as foundational individual capabilities enabling effective technological adaptation, while self-efficacy strengthens confidence in decision-making and fosters innovative risk-taking. Organizational innovation functions as a mediating mechanism that transforms individual capabilities into competitive advantage through dynamic capabilities. Technological turbulence emerges as a complex moderating factor—enhancing positive relationships in agile organizations but constraining those less adaptive. Theoretical contributions include the development of an integrative framework bridging self-efficacy theory and dynamic capabilities. Practically, the study offers strategic guidance for strengthening SME capacity and designing holistic policy support. Future research agendas highlight the need to explore causal mechanisms and longitudinal dynamics within the continuously evolving context of digital transformation.

HAZOP Analysis of Air Tank on Dust Collector: Integrating Risk Assessment and Skill Development in Mining

Yafi Nur Hanif, Agus Pramono, Suhendar Suhendar — Mon, 12 Jan 2026 00:00:00 +0000

Air tank dust collectors are essential for safeguarding air quality and operational safety in industrial environments. Nevertheless, these systems are highly susceptible to hazards arising from abnormal pressure and temperature conditions. This study employs Hazard and Operability Analysis (HAZOP) to systematically identify and evaluate risks associated with air tanks in dust collection equipment. Conducted within an industrial setting, the analysis highlights that excessive pressure and elevated temperatures can result in severe outcomes, including fires, explosions, and mechanical failure. To mitigate these risks, the study recommends the installation of safety valves, integration of advanced pressure and temperature sensors, and implementation of rigorous maintenance schedules. The findings confirm that HAZOP provides a structured framework for detecting potential hazards and developing preventive measures, thereby enhancing reliability and safety in industrial operations. This research contributes to the broader field of industrial risk management by demonstrating the effectiveness of HAZOP in addressing critical safety challenges related to pressure and temperature control.

Self-Management Training to Reduce Employee Stress Levels

Mon, 12 Jan 2026 00:00:00 +0000

Cleaning service workers, as outsourced employees, play an essential role in maintaining workplace cleanliness and comfort but often face psychological pressure due to heavy workloads and repetitive routines. Based on assessments, observations, and interventions conducted during an internship at PT. Prima Karya Sarana Sejahtera (PKSS) Sorong Branch, it was found that most cleaning service workers experienced work stress influenced by repetitive physical demands, monotonous routines, and an imbalanced reward and punishment system. This condition aligns with the Job Demand-Resources (JD-R) theory, which explains that work stress occurs when job demands exceed the resources or support available to employees. The intervention method involved stress management training aimed at enhancing coping abilities and psychological well-being. The training covered understanding stress concepts, recognizing symptoms, and applying adaptive coping strategies such as breathing relaxation techniques, cognitive restructuring, and time management. Evaluation results showed a significant improvement in participants’ understanding and skills in managing emotions and dealing with work pressure more effectively. Therefore, stress management training proved to have a positive impact on reducing stress levels and improving employees’ psychological well-being. The program is recommended as a sustainable initiative to enhance the quality of human resources in outsourced work environments.

Drivers of Boycott Intention and Loyalty: Evidence from McDonald’s Indonesia

Laksmita Chandra, Ratna Roostika — Mon, 12 Jan 2026 00:00:00 +0000

This study examines the influence of consumer ethnocentrism, social media exposure, and perceived efficacy on boycott intention toward McDonald’s Indonesia, as well as its implications for consumer boycott loyalty. The research is motivated by the intensifying boycott movements in Indonesia following the issuance of the Indonesian Ulema Council (MUI) Fatwa No. 83 of 2023, which prohibits support for Israeli aggression. A quantitative approach was employed through an online survey of 251 active social media users exposed to boycott-related discourse. Data were analyzed using SmartPLS with the PLS-SEM method. The results reveal that consumer ethnocentrism, social media influence, and perceived efficacy significantly and positively affect boycott intention. Furthermore, boycott intention exerts a positive impact on consumer boycott loyalty. These findings highlight the critical role of national values, digital media dynamics, and collective efficacy in shaping consumer participation in boycott movements, while also reinforcing loyalty to boycott actions against McDonald’s Indonesia. The study contributes to the literature on consumer behavior and activism by demonstrating how socio-cultural and digital factors interact to strengthen boycott-driven loyalty.

Concept and Implementation of Fiqh Education in Schools: Perspective Analysis Maslahah Mursalah

Nurasiah Ahmad, Hilma Nafiyati, Saparia Fitriani, Nursyamsi Nursyamsi, M. Yusuf — Mon, 12 Jan 2026 00:00:00 +0000

The integration of fiqh education into schools has increasingly been realized through the practice of qurban as experiential learning, where teachers, staff, and students participate to instill religious values and social responsibility. However, questions arise regarding the legal validity of qurban performed by students who have not reached maturity (baligh) and whose financial obligations are often borne by parents, potentially creating burdens for families with limited economic capacity. This study aims to analyze Islamic legal perspectives on school-based qurban programs through the lens of maslahah mursalah (public benefit). Using a qualitative library research approach and content analysis of normative Islamic legal sources, the findings indicate that such practices are valid and beneficial when they meet the established conditions of qurban and align with maqasid al-shari‘ah, offering educational value in sacrifice, empathy, and communal solidarity. Conversely, if conducted under compulsion, imposing undue burdens, or resulting in greater harm than benefit, these practices may be deemed impermissible (haram). The implications highlight the importance of designing qurban education in schools that balance pedagogical goals with legal and ethical considerations to ensure voluntary participation and genuine benefit.