Pulungan, Silviani, Nurul Jannah, and Nursantri Yanti. “Muslim Perceptions of Islamic Insurance: An Analysis of the Fatwa by Indonesia’s National Sharia Council”. International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) 8, no. 4 (October 23, 2025): 796–808. Accessed November 18, 2025. https://ijmurhica.ppj.unp.ac.id/index.php/ijmurhica/article/view/438.