Fajari, Priambudi Firman, Juwarin Pancawati, and Aris Supriyo Wibowo. 2026. “The Influence of Risk Perception, Trust, Ease of Use, and Benefits on the Decision to Use QRIS in Agricultural Commodity Purchases”. International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) 9 (1). https://doi.org/10.24036/ijmurhica.v9i1.472.