FAJARI, P. F.; PANCAWATI, J.; WIBOWO, A. S. The Influence of Risk Perception, Trust, Ease of Use, and Benefits on the Decision to Use QRIS in Agricultural Commodity Purchases. International Journal of Multidisciplinary Research of Higher Education (IJMURHICA), [S. l.], v. 9, n. 1, 2026. DOI: 10.24036/ijmurhica.v9i1.472. Disponível em: https://ijmurhica.ppj.unp.ac.id/index.php/ijmurhica/article/view/472. Acesso em: 13 jan. 2026.