ASHAARI, T.; SYAHRIZA, R.; KUSMILAWATY, K. Employee Perspective Analysis on Optimizing Insurance Use in Occupational Safety and Health Programs. International Journal of Multidisciplinary Research of Higher Education (IJMURHICA), [S. l.], v. 8, n. 4, p. 921–930, 2025. DOI: 10.24036/ijmurhica.v8i4.435. Disponível em: https://ijmurhica.ppj.unp.ac.id/index.php/ijmurhica/article/view/435. Acesso em: 18 nov. 2025.